Would you like a sample blank format of the Union Bank RTGS form?
Union Bank of India (UBI) RTGS form is a critical application for conducting high-value, real-time electronic fund transfers of ₹2 lakh or more
. While online RTGS transfers via net banking or mobile apps are free of charge
, the physical RTGS form is used for offline transactions at any of the bank's branches, where nominal fees apply based on the amount and time of day. Key Features of the UBI RTGS Form Dual Purpose : The standard application is often a combined NEFT/RTGS form ; you must explicitly tick the option for large-value transfers. Transaction Limits : RTGS is specifically designed for transfers exceeding , with no upper ceiling for branch-based transactions. Settlement Speed : Funds are transferred on a "gross basis"
in real-time, meaning each transaction is settled individually and instantly rather than in batches. Irreversibility
: Once processed through the RTGS form, payments are final and cannot be cancelled. Paisabazaar Required Information
To complete the form, you must provide the following details accurately: How to Download Indian Bank RTGS Form? - ClearTax
Union Bank of India (UBI) RTGS form is a standardized application used to initiate high-value electronic fund transfers (minimum ₹2 lakh) from a Union Bank account to any other bank account in India. Key Details Required in the Form
To complete the form, you must provide the following information for both the remitter (sender) and the beneficiary (receiver): Beneficiary Details: Full Name and Address. Branch Name (11-digit unique code for the recipient branch). Account Number (Verify carefully to avoid errors). Account Type (Savings, Current, or Cash Credit). Remitter Details: Account Number to be debited. Full Name and Address. PAN Number (Mandatory for high-value transactions). Mobile Number. Transaction Details: Amount to be transferred (in figures and words). Mode of payment (Cash, Cheque, or Direct Debit). Cheque Number (if paying by cheque). RTGS Limits and Timings Minimum Limit: ₹2,00,000 per transaction. Maximum Limit: No upper ceiling for branch-based transfers.
through digital channels (Net Banking/Mobile App). Branch-based transfers follow standard banking hours. Paisabazaar Service Charges (Offline/Branch) While online RTGS transfers are usually
, branch-initiated transfers incur charges based on the amount and time: Union Bank of India RTGS & NEFT Form : Download/Print
The Union Bank of India Real Time Gross Settlement (RTGS) form is a mandatory document used to initiate high-value fund transfers within India. RTGS is primarily designed for transactions exceeding ₹2 lakh, offering near-instant settlement on an order-by-order basis. Purpose of the RTGS Form
This form acts as a legal instruction to the bank. It authorizes the transfer of a specific amount from your account to a beneficiary at another bank. Unlike NEFT, which processes in batches, RTGS is processed continuously throughout the bank's business hours. Key Sections of the Form
To ensure a successful transfer, you must provide accurate details in the following sections:
Remitter Details: Your name, account number, and contact information.
Beneficiary Details: The recipient's full name and their specific bank account number.
Bank Details: The beneficiary's bank name, branch, and the unique 11-digit IFSC code.
Transaction Amount: The total sum to be sent, written in both figures and words.
Signature: A physical signature matching the bank's records for authentication. Steps to Complete the Transfer
Download or Collect: Obtain the form from the official Union Bank of India website or visit any local branch.
Fill Accurately: Use blue or black ink. Ensure the IFSC code is correct, as a single wrong digit can misdirect the funds.
Submit to Branch: Hand the completed form to a bank official. For offline transfers, you may need to provide a cheque for the total amount plus service charges.
Acknowledgment: Retain the counterfoil or acknowledgment slip provided by the teller for your records. Important Considerations
Minimum Limit: RTGS is only available for amounts of ₹2,00,000 and above.
Timing: While RTGS is technically available 24/7 via digital channels, branch-based requests are subject to specific business hours.
Service Charges: Fees vary based on the transaction amount and whether the request is made online or at a branch.
Finality: Once processed, RTGS transactions are irrevocable. Double-check the beneficiary's account number before signing. Digital Alternatives
If you have Union Bank of India net banking or mobile banking enabled, you can perform an RTGS transfer digitally. This eliminates the need for a physical form and often incurs lower service fees.
This guide provides everything needed to fill out a Union Bank of India RTGS (Real Time Gross Settlement) form.
The Union Bank of India RTGS form is a single-page document divided into two main parts: the Customer Copy (Acknowledgment) and the Bank Copy. It is used for high-value fund transfers exceeding ₹2 Lakhs. 📋 Step-by-Step Filling Guide 1. Header & General Details
Branch Name: Write the name of the bank branch where you are submitting the physical form. Date: Enter the current date of the transaction.
Transfer Type: Tick the box for RTGS (since the same form is often used for NEFT). 2. Remitter (Sender) Details union bank of india rtgs form
Applicant Name: Write your full name as printed on your bank records.
Account Number: Enter the 15-digit Union Bank account number from which the money will be deducted.
Cheque Number: If you are paying via a cheque leaf, write down the 6-digit cheque number.
Mobile Number: Provide your active phone number to receive transaction SMS alerts. 3. Beneficiary (Receiver) Details
Beneficiary Name: Write the exact legal name of the person or company receiving the money.
Account Number: Write their complete bank account number twice to prevent any errors.
Bank & Branch Name: Mention the receiver's bank name and specific branch.
IFSC Code: Fill in the 11-character Indian Financial System Code of the receiver's branch. This is the most critical detail for routing the funds. 4. Amount Details
Amount in Figures: Write the amount clearly (e.g., ₹2,50,000).
Amount in Words: Write it out fully (e.g., Two Lakh Fifty Thousand Rupees Only) to avoid tampering. 5. Signature
Signature: Sign exactly as you usually do in your bank records. For corporate accounts, authorized signatories must sign with the company stamp. 💡 Key Reminders & Rules
💰 Minimum Limit: The minimum limit for an RTGS transfer is ₹2 Lakhs. There is no upper ceiling.
📄 Document Required: You generally need to attach a leaf from your chequebook with the word "CANCELLED" written across it or use it to pay directly.
⏱️ Operating Hours: RTGS is processed on a real-time basis during business hours, but you can also use Union Bank net banking for digital RTGS transfers 24/7.
AI responses may include mistakes. For financial advice, consult a professional. Learn more Union Bank RTGS & NEFT Form Download Online - Stable Money
The Union Bank of India (UBI) uses a combined NEFT/RTGS application form
for electronic fund transfers. RTGS (Real Time Gross Settlement) is specifically for high-value transactions of ₹2 lakh or more Stable Money Where to Get the Form : Visit any Union Bank of India branch to obtain a physical copy.
: Downloadable PDF versions are available on financial platforms like Stable Money Key Details Required
To complete the form, you must provide the following information: Remitter Details : Your name, account number, mobile number, and address. Beneficiary Details
: Recipient's name, bank name, branch, and full account number. Bank Codes
(Indian Financial System Code) of the beneficiary's bank branch is mandatory. Transaction Amount
: The exact amount to be transferred (minimum ₹2 lakh for RTGS). Submission Checklist Check Details
: Ensure the beneficiary's account number and IFSC are 100% accurate, as transfers are processed based on these numbers.
: Sign the form exactly as it appears in your bank records to avoid rejection. Accompanying Cheque
: If paying by cheque, write "Yourself for RTGS" in the 'Pay' line and include the transfer amount plus applicable bank charges.
: Carry a valid ID (PAN or Aadhaar) for offline branch submissions. Stable Money Digital Alternatives
If you prefer not to use a physical form, you can perform RTGS transfers 24/7 through: Internet Banking : Log in to the Union Bank Online portal Mobile App to initiate transfers directly from your smartphone.
AI responses may include mistakes. For financial advice, consult a professional. Learn more Union Bank RTGS & NEFT Form Download Online - Stable Money
Introduction
The Union Bank of India RTGS (Real-Time Gross Settlement) form is a payment system that enables individuals and businesses to transfer funds electronically from one bank account to another in real-time. The RTGS system is a secure and efficient way to make high-value transactions, and it is widely used by individuals and businesses in India. In this article, we will provide a detailed overview of the Union Bank of India RTGS form, including its features, benefits, and how to fill it out.
What is RTGS?
RTGS is a payment system that allows individuals and businesses to transfer funds electronically from one bank account to another in real-time. The RTGS system is operated by the Reserve Bank of India (RBI) and is available through all major banks in India, including Union Bank of India. The RTGS system settles transactions on a gross basis, meaning that each transaction is settled individually, rather than being batched with other transactions.
Features of Union Bank of India RTGS Form
The Union Bank of India RTGS form has the following features:
Benefits of Using Union Bank of India RTGS Form
The benefits of using the Union Bank of India RTGS form include:
How to Fill Out Union Bank of India RTGS Form
To fill out the Union Bank of India RTGS form, you will need to provide the following information:
Here is a sample Union Bank of India RTGS form:
Union Bank of India RTGS Form
Sender's Information
Recipient's Information
Transaction Details
Authorization
I hereby authorize Union Bank of India to debit my account and transfer the amount to the recipient's account.
Signature: _____________________________________________ Date: __________________________________________________
How to Submit Union Bank of India RTGS Form
You can submit the Union Bank of India RTGS form in the following ways:
Charges and Timings
The charges for Union Bank of India RTGS transactions vary depending on the transaction amount and the type of account. Here are the charges:
The timings for Union Bank of India RTGS transactions are:
Conclusion
The Union Bank of India RTGS form is a convenient and secure way to make high-value transactions. With its real-time settlement feature, RTGS is widely used by individuals and businesses in India. By understanding how to fill out the form and the charges and timings involved, you can use the Union Bank of India RTGS form to make transactions quickly and easily.
Union Bank of India (UBI) RTGS form is a standardized application used to authorize high-value fund transfers of ₹2 lakh or more . While the RTGS system now operates
for online transfers, branch-based submissions are subject to specific operating hours and service charges. Paisabazaar Essential Form Details
To complete the form, you must provide the following information for both the remitter (sender) and the beneficiary (receiver): Remitter Details Full name and complete address.
Union Bank of India account number (SB/Current/Cash Credit). PAN number (mandatory for high-value transactions). Mobile number for transaction alerts. Beneficiary Details Beneficiary name and account number. of the recipient's bank branch. Bank name and branch address. Transaction Information Transfer amount in both figures and words.
Mode of payment (e.g., debit to account or payment by cheque).
: Must match the authorized signature registered with the bank. Service Charges (Offline/Branch) While online RTGS transfers through the Union Bank Internet Banking portal or mobile app are typically free of cost
, branch transactions incur fees based on the amount and time of day: Amount Range Time of Remittance Branch Service Charge (approx. + GST) ₹2 Lakh to ₹5 Lakh 08:00 AM – 11:00 AM 11:00 AM – 01:00 PM After 01:00 PM Above ₹5 Lakh 08:00 AM – 11:00 AM 11:00 AM – 01:00 PM After 01:00 PM How to Obtain the Form Branch Visit
: Official forms are available at any Union Bank of India branch. PDF Download
: While the bank's official website is the primary source, templates are often available via third-party financial sites like Paisabazaar Submission Would you like a sample blank format of
: Fill out the form in duplicate (the bank will return a signed acknowledgement slip) and submit it alongside a leaf of your Union Bank of India cheque if required for debiting the amount. For a direct transaction, you can also use the Union Bank of India Internet Banking Login to initiate an RTGS transfer digitally. for online RTGS transfers?
AI responses may include mistakes. For financial advice, consult a professional. Learn more Union Bank of India RTGS Form - Paisabazaar
The Union Bank of India (UBI) RTGS form is a critical financial document used for high-value fund transfers, starting at a minimum of ₹2 lakh. Real-Time Gross Settlement (RTGS) allows for the continuous, individual settlement of funds between banks without netting, ensuring immediate credit to the beneficiary. Form Details & Requirements
The form is typically a combined application for both NEFT and RTGS transactions. To complete it, you must provide:
Beneficiary Details: Full name, account number, account type (Savings, Current, or Cash Credit), bank name, branch, and IFSC code.
Remitter Details: Name, address, mobile number, and PAN number.
Transaction Details: Amount in figures and words, plus the date of remittance.
Payment Mode: Options include debiting your account directly or providing a cheque (including the cheque number and date). Submission Methods How to Download Union Bank Of India RTGS Form? - ClearTax
To complete a Union Bank of India (UBI) RTGS form, you must provide specific remitter and beneficiary details, as RTGS is primarily used for high-value transfers of ₹2 lakh or more. Step-by-Step Guide to Filling the Form
You can typically obtain the physical form at any Union Bank branch or download a fillable version from pdfFiller or Scribd.
Real Time Gross Settlement System (RTGS ... - Reserve Bank of India
If you need to transfer large sums of money—specifically ₹2 lakh or more—the Union Bank of India (UBI) RTGS form is your primary tool for a secure, real-time transaction. Unlike standard transfers, Real Time Gross Settlement (RTGS) ensures the beneficiary receives funds almost instantly, typically within 30 minutes.
This guide provides everything you need to know about the Union Bank of India RTGS form, including how to download it, step-by-step instructions for filling it out, and the latest charges and timings for 2026. Where to Download the Union Bank of India RTGS Form
You can obtain the RTGS/NEFT application form through several channels:
Official Website: Visit the Union Bank of India official site and navigate to the "Forms" or "Downloads" section to find the RTGS/NEFT PDF.
Net Banking: Log in to your UBI Internet Banking portal to download a pre-filled or blank version of the form.
In-Branch: You can always visit your nearest Union Bank branch to pick up a physical copy of the RTGS slip.
Direct PDF Links: Several reliable financial portals like ClearTax and TaxHeal provide updated 2026 PDF versions for download. Step-by-Step: How to Fill the UBI RTGS Form
Filling out the form accurately is critical, as RTGS transactions cannot be reversed once processed. The form is divided into two main parts: the Customer Copy (acknowledgment) and the Bank Copy. 1. Remitter (Sender) Details Union Bank Of India NEFT RTGS IMPS - Charges & Timing
RTGS (Real Time Gross Settlement) is a fund transfer mechanism where money is transferred from one bank to another on a "real-time" and "gross" basis. This is the fastest method to transfer high-value funds.
This guide covers how to fill out the form, where to get it, and the applicable rules.
This guide is for informational purposes only. Always verify specific charges, timings, and requirements with your local Union Bank of India branch, as banking policies can change.
Small Font & Crowded Fields
No QR Code / Pre-filled Remitter Details
Requires Separate Form for Multiple Beneficiaries
In the world of high-value banking, speed and security are paramount. The Real Time Gross Settlement (RTGS) system is the backbone of large-scale financial transactions in India. For customers of Union Bank of India (UBI)—one of the country’s leading public sector banks—executing an RTGS transfer requires a specific form: the Union Bank of India RTGS Form.
Whether you are a business owner paying a supplier, a parent sending funds for a down payment, or an individual transferring money above ₹2 lakhs, understanding the RTGS form is critical. This article provides a detailed walkthrough—covering everything from downloadable formats and filling instructions to charges, limits, and troubleshooting common errors.
| Transaction Amount | Fee + GST | |-------------------|------------| | ₹2 lakh – ₹5 lakh | ~₹25 + GST (total ~₹29.50) | | Above ₹5 lakh | ~₹50 + GST (total ~₹59) |
Note: Charges are subject to RBI updates and Union Bank’s service charges schedule. For non-personal/current accounts, charges may differ. Always check the latest fee booklet or ask the branch.
A: The bank’s system has a record. You can visit the branch with your ID proof to request a duplicate transaction statement for that UTR number.